PRODUCTS WE OFFER

  • Permanent (Whole Life) coverage

  • No increase in premiums

  • Builds cash value

    **Universal Life also offered (permanent coverage with flexible premium options)

**Guaranteed Issue options available

  • Coverage for a specific number of years (term)

  • Affordable premiums

  • Premium is a fixed amount for policy term ;

    **Premium will usually increase after term expires

**Can be used to provide Mortgage Protection

  • A type of Whole Life coverage

  • Usually has a smaller Death Benefit

  • Coverage Amounts available $3,000 - $25,000

    **Simplified Issue options available

Whole Life

Insurance

Term Life

Insurance

Final Expense

Insurance

Universal Life

  • A type of Whole Life coverage with flexible premium options

  • Policyowner can change payment frequency and amount as needed

  • Builds cash value

  • Cash value can be allocated to a fixed account OR equity indexed account

**Indexed & Guaranteed UL products available

Deferred

Fixed Annuities

  • Minimum guaranteed interest rate

  • Interest rate is fixed

  • Guarantee of Principal protection

  • Tax deferred growth (taxed upon withdrawal)

Begin the journey to securing your financial future with D Gray Insurance Agency.

PRODUCTS WE OFFER

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